Hello Romain,\u000aThank you for bringing us this deal. I really appreciate it. I’m impressed with what you have so far. A few questions if you don’t mind:\u000a1. If you were to charge APPSUMOLINGS for Plaid to connect to financial accounts(Vanguard for me), how might this work? A one time fee or recurring monthly fee? Your price here is very reasonable which I completely understand and I appreciate that PLAID is a cost you need to recoup but appsumolings hate paying lifetime deals then having a subscription to pay after so I’m just trying to weigh the deal realistically. Thank you for any insights.\u000a\u000a2. If I took the time to set up my account manually(I have about 50 stocks currently some spanning 26 years) will this track and reinvest my dividends Automatically? If not, Is this something you are likely to be able to add? If so, I plan on purchasing mutual funds, would it be able to do the same?\u000a3. I see you track % gain but I’m curious if you can add a metric where we can track % gain over different time periods. For instance I might own a stock and have a 50% gain which looks good but when factoring in purchase date was 10 years ago on an annual basis this would not be as great of a return. To be able to see this in a column or some other view I think would be valuable \u000a4. What you have created here is pretty impressive, it does look a little basic and could use some refinement in places. I have bought a few investment deals here but found several stop innovating after Appsumo. I know you’ve been traveling the last year(Congratulations I think that is awesome and hope you are having a great time!). I’m curious how committed and passionate you are about this project? Will you be focusing on this in 2023 or is this just a pet/hobby project for you? I appreciate anything you don’t mind sharing!\u000a\u000aThanks again for bringing this here and for your patience with my questions. I believe there is a real need for a really good portfolio tracker.

Question

Hello Romain,\u000aThank you for bringing us this deal. I really appreciate it. I’m impressed with what you have so far. A few questions if you don’t mind:\u000a1. If you were to charge APPSUMOLINGS for Plaid to connect to financial accounts(Vanguard for me), how might this work? A one time fee or recurring monthly fee? Your price here is very reasonable which I completely understand and I appreciate that PLAID is a cost you need to recoup but appsumolings hate paying lifetime deals then having a subscription to pay after so I’m just trying to weigh the deal realistically. Thank you for any insights.\u000a\u000a2. If I took the time to set up my account manually(I have about 50 stocks currently some spanning 26 years) will this track and reinvest my dividends Automatically? If not, Is this something you are likely to be able to add? If so, I plan on purchasing mutual funds, would it be able to do the same?\u000a3. I see you track % gain but I’m curious if you can add a metric where we can track % gain over different time periods. For instance I might own a stock and have a 50% gain which looks good but when factoring in purchase date was 10 years ago on an annual basis this would not be as great of a return. To be able to see this in a column or some other view I think would be valuable \u000a4. What you have created here is pretty impressive, it does look a little basic and could use some refinement in places. I have bought a few investment deals here but found several stop innovating after Appsumo.  I know you’ve been traveling the last year(Congratulations I think that is awesome and hope you are having a great time!). I’m curious how committed and passionate you are about this project? Will you be focusing on this in 2023 or is this just a pet/hobby project for you? I appreciate anything you don’t mind sharing!\u000a\u000aThanks again for bringing this here and for your patience with my questions. I believe there is a real need for a really good portfolio tracker.

romainsimon · Answer

Thanks a lot for your kind comments and questions!

1. I've not really thought about it but realistically it would have to be a recurring fee as Plaid charges a monthly fee per connected account.

2. Currently, you would have to enter dividends manually. However, if Vanguard lists all transactions in exports, you might be able to have everything with just a csv import.
I definitely want to be able to suggest transactions for dividends automatically.

3. Yes, I'd like to add annualized returns in addition to total returns, as well as money-weighted returns. This should be more useful.

4. I'll get back in a month and start improving Beanvest a lot more from January 2023. There are a lot of features I'd like to add and I will focus at least part-time on it. The time I will be able to allocate really depends on how it takes off when this LTD ends.
Beanvest is still far from where I would like it to be but your comment is one of those that really motivates me to keep going!