A: Hey, thanks for the question!

I totally get where you’re coming from—it’s important to understand how we differ from Stripe. While a lot of people like to compare us to Stripe because of our payment processing capabilities, it’s essential to note that Stripe is not a Merchant of Record (MoR).

That’s why you won’t find a direct comparison between us and Stripe on our pricing page (you can check it here: https://creem.io/pricing).

When considering international transactions and subscriptions —we often end up being cheaper than Stripe, with the added benefit of being a Merchant of Record.

What’s the difference?
As an MoR, Creem takes on the legal liability of sales, including collecting, registering, and remitting international taxes. Instead of having to deal with international compliance yourself, you’ll receive one or two invoices per month from Creem, and that’s it. This way, you don’t have to worry about tax registration or compliance in every country your customers are from. You can read more about the Merchant of Record model here:
https://docs.creem.io/finance/merchant-of-record

So, in short, the value we bring is not just the payment processing—it’s the peace of mind of handling complex global compliance for you, and the innovative features we are developing around payments to help you streamline your operations and increase conversion.