Hello AY- I have a question about client payments. I see you offer a variety of options for clients to pay invoices with credit cards and ACH. Could you provide information regarding the fees I will incur when my client uses one of these methods? I previously used a payments platform called Hopscotch, which is no longer operational. I chose them because they offered a feature that allowed the sender of the invoice to decide who pays the fee. Do you have a similar option? I have noticed that platforms like Stripe, PayPal, and Square typically charge fees of 2.9% or more, which can accumulate to a significant amount over time. Could you clarify the fees associated with client payments via credit card and ACH? Thank you.