Q: Does it connect with Indian bank, European and Middle Eastern bank accounts and respective stock accounts etc?
Hello Varun, please confirm:
- Connects India, Europe and Middle East bank accounts in a single KYD account? Meaning, can I see all different bank account details family member wise across countries?
- Similarly, can it connect with multiple mutual fund accounts, demat & broker accounts like Zerodha etc?
- How much is the platform India centric to track different things like PF, PPF, investment in government schemes?
- lastly, when it says x number of assets, does it mean 1 stock = 1 asset, or it means asset classes? because, in case it means 1 stock = 1 asset, invariably most people would need Elite plan from your website as it's not available here.
Thank you in advance for your time & response. While, the product seems need of the hour but the packing sounds a bit off. Hope to get correct understansing soon from you.
VarunAggarwal_KnowYourDosh
Aug 12, 2025A: Thanks for the thoughtful questions, here’s a straight, no-fluff rundown:
1) India / Europe / Middle East connections
Europe: Yes, you can connect many European banks and institutions directly.
India & Middle East: Not yet for automatic connections. You can add accounts manually (we’re fully multi-currency), and we’ll add direct connections when reliable rails are available.
2) One KYD account across countries + family view
Yes, you can see all accounts in one dashboard, and tag each to a specific family member (single or joint ownership). This was the main reason to create KYD so that family wealth can be tracked in single platform and shared across family members in highly secure manner.
3) Mutual funds, demat & brokers (e.g., Zerodha)
Supported as account types. If they’re Indian, add them manually for now. We’ll enable direct syncing when integrations are available.
4) India-centric tracking (PF, PPF, govt schemes)
Today: track them manually (custom assets, notes, documents).
Roadmap: local templates and improved tracking for these instruments.
5) Asset limits (stocks/crypto/ETFs)
Yes: 1 holding = 1 asset (e.g., AAPL = 1, BTC = 1).
AppSumo Pro Advance offers 35 assets. We’re reviewing separate/expanded limits for stocks because many users have larger portfolios.
Appreciate the “packing” feedback, totally fair. We’re refining the plans/limits and UX to fit global use cases better. If you share your ideal setup (countries + instruments + approx. number of holdings), we’re happy to advise the best fit and factor it into our roadmap.
110943760370093468258Thank you and appreciate you taking the time to reply.
When you say, add manually - do you mean manually typing it or can I upload an XML/ Excel file?
Just for your reference, there are apps such as INDMoney, for example, that do track 'total networth' automatically in the Indian market + US market. However, I don't like the fact that they are also a trading/ investment app.
Just for safety reasons, I want to separate "Tracking of family wealth" and "Investing" apps.
My ideal scenario (right now), 70% India + 20% US + 10% UAE & EU. Have about 40 stocks + ETFs across markets.