Based on the 5 taco review, my expectations were pretty low. I figured that if this could save a me even half an hour in developing my own spreadsheet, it'd be worth while.

Issues:

- The months were all set up as 2021, so I had to spend 10 minutes updating that. This is a small issue, but was a good indicator of the lack of effort put in by the developer.

- The sample data is very sparse (i.e. not a lot of categories to just change)

- The format and formulas require significant modification in order to add additional data (i.e. revenue sources, expenses, credit card debt, etc.)

- The two (there are only two) tables don't link to each other. It has the recurring bills on one and the summary on the other, but no formulas connecting them.

- All the investment formulas (which seem to be the most complicated) are showing "NAME?," I'm unsure if that's because I need to enter some info somewhere.

- There are no instructions

If this was returnable, I would have returned it. If you come to Excel with a low enough level of experience that this would be useful, you don't have enough experience to fix it. If you have enough experience to fix it, you're better off doing it yourself.