My profession has a couple ways that work for knowledge based authentication.

1.) I would enter information about them that I know is true such as date of birth, last four of social, full legal name, etc. and they would have to answer the questions correctly in order to be able to sign the document.

2.) Dynamic KBA
Dynamic KBA is a high level of authentication that uses knowledge questions to verify each individual identity but does not require the person to have provided the questions and answers beforehand. Questions are compiled from public and private data such as marketing data, credit reports or transaction history.

To initiate the process, basic identification factors such as name, address and date of birth must be provided by the consumer and checked with an identity verification service. After the identity is verified, questions are generated in real time from the data records corresponding to the individual identity provided. Typically, the knowledge needed to answer the questions is not available in a person's wallet (some companies call them "out-of-wallet questions") making it difficult for anyone other than the actual identity owner to know the answer and obtain access to secured information. Generally, the length of time and number of attempts provided to respond are limited to prevent the answers being researched.

Dynamic KBA is employed in several different industries to verify the identities of customers as a means of fraud prevention and compliance adherence. Because this type of KBA is not based on an existing relationship with a consumer, it gives businesses a way to have higher identity assurance on customer identity during account origination.

Thanks for the extensive reply on this feature. We will review it and see if it is possible to add it down the road.

We really appreciate your feedback!

Was this ever answered? KBA is a huge thing for our business