A: Hello, happy to help with your questions regarding the expense limits!

The Tier 2 plan is designed for growing businesses and has an annual expense limit of $300,000.

How it's calculated:

All-Inclusive: The limit applies to your total annual expenses, including everything from operating costs and software licenses to salaries and payroll.

Combined Tracking: It counts all transactions combined, whether they are automatically synced via Plaid or manually uploaded via CSV, Excel, or PDF.

USD Based: All limits are calculated in USD, regardless of which country you are operating in.

Pros and Cons of Tier 2:

Pros: You get a significant bump in capacity compared to Tier 1, including up to 5 linked bank accounts and 3 user seats. It also includes "Advanced" features like real-time sync and the "Ask Tabby" AI assistant.

Cons: If your business has a high volume of expenses—for example, if a single media bill exceeds $300,000—you would be required to upgrade to Tier 3 to continue processing transactions. Additionally, while Tier 2 allows custom categories, you cannot delete default categories