Verified purchaser
Good UI, but fundamentally flawed logic for accounting
I really wanted to like Tabby, but after testing it, I found critical limitations that make it unusable for a regular bookkeeping.
1. The "Unlimited Accounts" Misconception: The deal (Plan 3) offers unlimited accounts and 10 users, but this is deceptive. You are locked into a single entity/company view. There is no way to distinctively separate and manage a personal ledger versus a business ledger in parallel. Adding 10 users to manage one limited ledger for a single company feels pointless.
2. Poor AI & Automation: The AI expense classification is rudimentary at best. It does not seem to "learn" from previous patterns or recurring vendors as promised, forcing too much manual work.
3. Financial Inaccuracies: This was the dealbreaker:
Opening Balances: The system incorrectly records opening balances for the new year as "Sales/Revenue," which completely skews the financial statements.
Transfers: Moving money between internal accounts is unintuitive and often messy.
Compared to tools like SmartClerk—which may have an outdated interface but solid logic—Tabby feels like a toy. It looks great, but it doesn't do the job. Probably I'll be requesting a refund!
ahadthecpa
Dec 10, 2025Hi,
Thanks for trying Tabby and sharing your feedback. I want to address your concerns and clarify some of the issues you mentioned.
1. The "unlimited accounts" feature is designed for linking as many business bank and credit card accounts as you need. This allows Tabby to perform AI categorizations effectively. The user limit is for adding employees, but each license is intended for one business. This was clearly communicated. Tabby focuses on business bookkeeping, not personal expenses. For personal finance, other tools might be more suitable. However, Tabby does help identify business deductions from personal accounts, which is a standout feature.
2. Our AI and automation work well for many users, but we understand some are looking for more advanced features. We're continuously improving, and our AI capabilities will only get more sophisticated over time. This is just the beginning of what we can offer.
3. Regarding opening balances, Tabby might initially record deposits as revenue, but you can adjust this as needed. For transfers, if both accounts are connected in Tabby, it should automatically match and record them. If not, you'll need to select the appropriate category.
Rest assured, Tabby meets accounting standards as it's built by a CPA. Let us know if you have more questions or need further assistance!